Privacy Policy

FACTS ABOUT LAKESIDE NATIONAL BANK AND PERSONAL INFORMATION

 

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information.

Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number        
  • Transaction history
  • Account balances                 
  • Credit history
  • Payment history                  
  • Account transactions

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business.

In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Lakeside National Bank chooses to share; and whether you can limit this sharing.

- For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus:

  •  Does LNB share? - Yes, we share
  •  Can you limit? - No, you cannot limit this sharing

- For our marketing purposes - to offer our products and services to you

  • Does LNB share? - No, we do not share
  • Can you limit? - We do not share

- For joint marketing with other financial companies

  • Does LNB share? - No, we do not share
  • Can you limit? - We do not share

- For our affiliates' everyday business purposes - information about your transactions and experiences

  • Does LNB share? - No, we do not share
  • Can you limit? - We do not share

- For our affiliates' everyday business purposes - information about your creditworthiness

  • Does LNB share? No, We don't share
  • Can you limti? - We do not share

- For nonaffiliates to market to you

  • Does LNB share? - No, no we do not share
  • Can you limit? - We do not share

How does Lakeside National Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Lakeside National Bank collect my personal information?

We collect your personal information, for example, when you:

  • Open an account
  • Provide your mortgage information
  • Give us your contact information
  • Make a wire transfer
  • Pay us by check
  • We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only:

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

  • Companies related by common ownership or control. They can be financial and non-financial companies.
  • Lakeside National Bank has no affiliates.

Nonaffiliates

  • Companies not related by common ownership or control. They can be financial and non-financial companies.
  • Lakeside National Bank does not share with nonaffiliates so they can market to you.

Joint Marketing

  • A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Lakeside National Bank doesn't jointly market.

Questions?

call (972) 771-8311

or e-mail: info@lakeside.bank